OTA KOPA LOANS FOR EVENT ORGANISERS

Ota is the Swahili word both for ‘to dream’ and ‘to sprout/grow’.  HEVA originally set up Ota in 2017 to show our commitment in fuelling the dreams of artists by providing inclusive, affordable financial products and business advisory services for early stage businesses. In 2024 and 2025 we introduced new financial products — Ota Growth Loans, and the Ota Kopa and Ota Kopa+ Loans

Access Ota Kopa working capital through MOOKH

If you organise ticketed events, you may be eligible to access working capital through HEVA's Ota Kopa financing through MOOKH. Your past event performance unlocks capital for future productions, with automatic repayment from ticket sales.

The basics:

  • Interest Rate: 9% per annum

  • Processing Fee: 1% of the total loan amount

  • Life Insurance Cover: 0.35% p.a.

  • Loan Amount: Up to 70% of cumulative past ticket sales on Mookh

  • Repayment: Automatic deduction from your future event ticket sales via the Mookh platform

  • Grace Period: 90 days from your event date to complete repayment

  • Early Repayment: No penalties. You can pay off your loan early if you want

Perfect for:

Concert promoters, festival producers, club night organisers, comedy show producers, theatre companies, exhibition organisers, and anyone creating ticketed live experiences.

Why MOOKH:

Based on Your Track Record
No traditional banking hurdles. Your proven success in organising events is your qualification.

Integrated into Your Platform
Apply through Mookh, the platform understands the industry. No need to go to a bank or navigate unfamiliar financial institutions.

Automatic Repayment
Repayment happens seamlessly from your future ticket sales. No manual transfers, no disruption to your cash flow.

Built for Event Economics
We understand events don't generate steady monthly income. The 90-day grace period and ticket-sales-based repayment match how event businesses actually work.

Fast Processing
Pre-qualified organisers receive offers directly. Direct applicants get quick eligibility checks based on platform data.


ELIGIBILITY

For Pre-Qualified Organisers (with Mookh history):

  • Have organised 3+ events on Mookh

  • Have cumulative ticket sales of KES 200,000 or more through Mookh

  • Are in good standing with Mookh

  • Have an upcoming event to finance

For Direct Applicants (without Mookh history):

  • Have organised 3+ ticketed events (concerts, festivals, club nights, theater, etc.)

  • Can provide documentation of past event records

  • Have an upcoming event to finance

How much can you borrow? Up to 70% of your total past ticket sales.

Example: If you've sold KES 500,000 in tickets across your past events, you qualify for up to KES 350,000 in working capital.

Note: For pre-qualified organisers, this is based on Mookh platform sales. For direct applicants, this is based on submitted event records.


HOW TO APPLY

Apply directly by clicking below. All event organisers who meet the eligibility list above are welcome to apply. Click on the option that applies to you.


WHAT YOU’LL NEED TO APPLY

All applicants must provide:

  1. Business Registration Certificate

  2. KRA PIN Certificate

  3. CR12 Document (proof of Kenyan ownership)

  4. National ID or Passport

  5. Business M-Pesa Statement (6 months)

  6. Business Bank Statements (6 months)

  7. Till Number Statement (if applicable)


USE CASES

What Can You Finance?

Event organisers use Ota Kopa financing for:

  • Event Production Costs: Venue deposits, equipment rental, stage setup

  • Marketing & Promotion: Advertising, influencer collaborations, promotional materials

  • Talent & Performers: Booking fees, artist deposits

  • Equipment Purchase: Sound systems, lighting, staging equipment

  • Working Capital: Bridge gaps between event revenue cycles

  • Event Expansion: Scale from smaller to larger venues

  • Multi-Event Series: Finance a series of events back-to-back


ABOUT THE PARTNERSHIP

HEVA x MOOKH

Ota Kopa financing for event organisers is powered by HEVA Fund's commitment to meeting creatives where they work, delivered through trusted platform infrastructure that creatives already use. Our aggregator partners include MOOKH, Wowzi and Shop Zetu. We also work with trusted financial service partners (FSPs) - Kenya Bankers, Longitude Capital and Tenakata.

About MOOKH
MOOKH is Kenya's leading event ticketing and discovery platform, helping organisers sell tickets, promote events, and now access working capital. By integrating Ota Kopa financing directly into the platform, event organisers can access loans based on their past performance and repay automatically from future ticket sales.


APPLY NOW

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